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Median Credit Scored Data
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Portland Oregon neighborhood.
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Individual, known credit data can be selected
many different ways to include the output of number of trade
lines, total amount of open trade lines, number of mortgage
trade lines, mortgage balance, length of residence, county,
etc.
The cost of known individual data is expensive
and the mailing piece must meet exacting standards to be approved.
Expect a lengthy approval process with several revisions to
your mailing piece. Clearing your sample for Median Credit Data
is much easier.
We work with you to make changes to your mailing
piece prior to submission to cut down on the number of re-writes
needed. Any offer needs to be a firm offer of credit for a product
with a cost of $250 or more with the interest rate and approval
amount put in writing.
Both median and individual data will list a Beacon credit score
and some brokers offer individual data but provide median data
instead. If we get your offer approved for individual known
credit data, we guarantee that is what you will get. Median
Credit Score Data.
Consumer Credit data falls into two categories;
individual known credit data and median credit score data. This
data is heavily regulated by the Fair Credit Reporting Act and
is offered by the major reporting agencies such as Trans Union,
Experian and Equifax.
A Median Credit Score (MES) consists of an average
of at least two households, up to a neighborhood block or zip+4
level and is selectable by credit ranges. The data can be combined
with other selects if desired including a phone number and can
be ordered by area code and exchange.
Median credit scores allow you to increase the
numbers of consumers who come through the credit process successfully
after the sale.
Contacts for suggestions on grouping median scores
and testing segments against themselves. Call Dave Hare or e-mail
me dave@nelists.com
for more info. Volume discounts are available.
Credit score data is also available on business
records from the biggest source of this data in the United States.
Combine credit score information with other selects to hit your
target market effectively.
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